Happy Family Floater health insurance policy covers medical expenses incurred by the entire family under a single sum assured. Family includes self, spouse, children, parents and parent-in-laws
| Title |
Description |
| Room Rent Limit |
1% for Silver and Gold Plan &For Diamond Plan: Rs.10,000 + 0.5% of the Sum Insured |
| ICU Daily Rent Limit |
2% for Silver and Gold Plan& For Diamond Plan Rs.20,000 + 1% of the Sum Insured |
| Pre-Hospitalization Expenses |
30 days |
| Post Hospitalization Expenses |
60 days |
| Minimum Hospitalization Period |
24 Hrs |
| Day Care Procedure Coverage |
Yes |
| Pre-Existing Disease / Illness coverage |
After 48 months |
| Waiting Period for New Policy |
30 days |
| Co-Payment |
10% Co Pay under Silver plan |
| Ambulance Expenses |
Up to 1000 per illness, max 1% or 3000 |
| Donor Expenses |
Yes |
| Nursing Allowance |
Silver:-1 % of the SumInsured per day |
